See the risk behind the headcount

MooNitoring brings your livestock book into one map: where risk is concentrated, and how it changes farm by farm, so you can select, price and monitor each farm on its own history.

MooNitoring Farm Risk Map

The portfolio average hides the differences

The map follows every farm in the portfolio over time. With one shared rate, they all receive the same risk expectation.

Portfolio›Po valley›44 farms
One rate for every farm
45.2500° N · 10.0500° E20 km

Why this works

Declarations describe only a point in time

Farm systems instead record production, milk tests, lifecycle events, treatments and exits over months and years. That sequence can show farm differences that a shared average misses.

It can also reveal what happened before a severe event, without claiming that the data proves its cause.

Real farm data

MilkingDaily
ActivitySignals
HealthEvents
Milk testsLab
One cow identity

Dates, source references and derivation rules stay attached.

Clear insights

UnderwritingSelection
MonitoringEarly warning
Event reviewTraceable

The evidence

Farm-specific models beat one shared average

We compared predictions for six farms in 2025 with predictions based on the portfolio average. Shorter bars mean more accurate predictions.

Mortality

Average miss, head of cattle

Farm-specific21.58
Baseline40.31
46.5% less error
on 5 of 6 farms

Chronic mastitis

Average miss, head of cattle

Farm-specific13.95
Baseline44.45
68.6% less error
on 6 of 6 farms

Production

Average miss, kg per head per day

Farm-specific1.46
Baseline4.40
66.7% less error
on 6 of 6 farms

Lower prediction error on each farm means better selection, better pricing, and earlier warnings. That is how we expect to help you improve loss ratios.

This is possible thanks to 73 cow-level features that we map and combine using our proprietary models.

60.6%prediction error on average, across the six farms and three targets above.
Mean absolute error, MooNitoring farm-specific models against the aggregate portfolio baseline, 2025 backtest on six farms.
TargetUnitMooNitoringBaselineReductionFarms with lower error
MortalityAverage miss, head of cattle21.5840.3146.5%5 of 6
Chronic mastitisAverage miss, head of cattle13.9544.4568.6%6 of 6
ProductionAverage miss, kg per head per day1.464.4066.7%6 of 6

The data product

What you can test against your book

Historical farm data

We track both alive and dead animals across production, milk-test and herd-event records over time to analyse the rate of change.

Consistent definitions

Our technology processes and transforms data from different software and farms into a single source of truth.

Traceable values

Records retain their source, date, animal identity, derivation rule and quality status so that you can verify the original data.

Fraud detection

We combine multiple domains of the dairy science and machine learning to detect fraud.

How we can work together

Three phases, one clear answer

Working session

We define the goal together: the risk or loss you want to see differently, and the decision it would change. You bring the underwriting perspective; we bring our domain knowledge.

Retrospective test

We contact the farmers and run the research against their dataset. Since no new hardware is involved, we can manage everything remotely.

Review

We show you what the data supports and how it can improve the underwriting. If it does not support your use case, we say so in plain terms.

Bring us a hard livestock question!

Book a session

FAQ

Questions insurers actually ask

What does MooNitoring deliver to an insurer?

Dairy models to test against your portfolio. The approach is designed to help insurers improve loss ratios by assessing each farm on its own history.

What happens in a first working session?

We understand what your needs are and how we can help you, and set the success criteria.

How long does a retrospective test take?

We scope the timeline in the working session and commit to it there. It depends on the question, so we do not publish a number we might miss.

How were the model results validated?

A repeated temporal backtest for 2025: models selected and trained only on data through 2024, forecasts sealed, then compared against observed outcomes on six farms.

Which markets are covered?

Connected farms are Italian but the data model is designed to extend across European and US dairy markets.